Uber has changed the way we travel. With a simple tap on your smartphone, a ride is available at your fingertips, simplifying the way we move around. Despite its convenience, risks still exist. Collisions can occur, leading to potential passenger injuries.
This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer many different types of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Cervical Strain: This neck injury is common in rear-end collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead uber accident claims uk to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.